ZIP 46128 Property Distress & Foreclosure Data

ZIP code 46128 in Putnam County, Indiana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 40/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (90/100), structural risk (40/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 46128 posted values that rose 4.4% over the year, and 37% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 12.8% live below the poverty line. The vacancy rate is 3.0%. On demographic stress specifically, 46128 scores 20/100. The ZIP holds roughly 1,095 housing units. Households earn a median $85,250 — near the roughly $78,000 national figure. Population is roughly 2,319 with a median age of 49. Around 2% of renters are cost-burdened. A median home runs $209,300 here, or 2.5 times local income. About 19% have a four-year degree. The tenure split is 86% owner-occupied to 14% rented.

Broadly, 46128 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.