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Putnam County, IN: Foreclosures, Tax Liens & Distressed Properties

Putnam County, IN, Indiana: 16 ZIP codes scored, Putnam County, IN averaging 23/100 (low, Putnam, IN), from 19 to 31. Putnam County, IN is in its peak phase (Putnam, IN confidence 26/100): Putnam, IN home prices up 4.3% (Putnam, IN) over twelve months. Putnam County, IN lender headwind: 93/100.

Highest-scoring Putnam County, IN ZIPs: 46165 (31/100), 46121 (27/100), 47456 (25/100), 47868 (24/100), 46105 (23/100), 46120 (23/100). Also scored in Putnam County, IN: 46128, 46135, 46170, 46171, 46172, 46175, 47840, 47872, 47989, 47954.

Across Putnam County, IN's scored ZIPs: median home value $208,750, household income $73,360, 11.4% vacancy, 10.7% poverty, 86% owner-occupied, median age 43.0.

Putnam County, IN insurance distress 37/100 (#1,406 in the US); FEMA hazard 52/100 for Putnam, IN; 4 federal disaster declarations in Putnam County, IN since 2023 (2 flood); 1 Putnam, IN NFIP flood claims; Putnam, IN construction distress 81/100.

7 banks with 12 branches lend in Putnam County, IN; Putnam, IN weighted bank stress 77/100, highest 92/100 in Putnam, IN.

Putnam County, IN unemployment 3.4% (Putnam, IN -0.2 pts, six months); 95 new housing units permitted in Putnam County, IN over twelve months, Putnam, IN down 34% from 143; Putnam, IN home prices +9.8% a year (Putnam, IN) over three years.

15,268 housing units in Putnam County, IN; 3,697 Putnam, IN renter households; 40% of Putnam, IN renters spend 30%+ of income on rent, 6% (Putnam, IN) half or more.

Putnam County, IN ranks #1,373 nationally on the opportunity index (Putnam, IN, among all ranked counties); Putnam, IN scores 29.9/100 and Putnam, IN sits #39 inside Indiana. Putnam, IN is in the early_signal opportunity phase; Putnam, IN's primary driver is construction, Putnam, IN second driver bank institutional; Putnam, IN moved down 148 places. 7 short-sale listings across Putnam, IN; 64 days on market observed in Putnam, IN; 7.6% vacancy over 16 Putnam, IN ZIPs.

No CFPB county sample covers Putnam County, IN. The non-metro area reading for Putnam, IN: 1.0% ninety-plus days late; Putnam, IN's thirty-to-eighty-nine share is 3.1% (Putnam, IN, December 2025 data); Indiana overall 1.0%.

Putnam County, IN has 6 watched banks; 6 Putnam, IN banks sit in an elevated band. Putnam, IN footprints: Tri-County Bank&Trust Co (3 branches, stress 92) in Putnam, IN; First National Bank (3 branches, stress 90) in Putnam, IN; North Salem State Bank (2 branches, stress 61) in Putnam, IN.

HUD lists 5 assisted multifamily properties in Putnam County, IN with 266 units; 108 Putnam, IN units are assisted, 1 Putnam, IN properties under project-based Section 8.

1,126 of the 15,268 housing units in Putnam, IN sit vacant. Putnam County, IN permitted 0 multifamily units in twelve months; Putnam, IN's one-to-four unit structures added 95 units in Putnam County, IN.

Peak
Market phase
4.3%
Putnam, IN HPI YoY
0%
Drawdown
26
Putnam confidence

Putnam County ZIPs ranked by distress

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