Putnam County, IN: Foreclosures, Tax Liens & Distressed Properties

For Putnam County, Indiana, DLRadar turns county and parcel public records into a single distress score per ZIP. The county spans 16 scored ZIP codes, averaging 19/100 composite distress. ZIP-level distress ranges from 29/100 at the top down to 16/100. Bank/credit headwind for the county is 93 on a 0–100 scale, a elevated reading.

In its peak phase, Putnam County home prices rose 4.3% across the last year, a 26/100-confidence read. At this stage of the cycle, the average masks the outliers as the ZIP scores below show.

At +4.3% YoY and 26/100 confidence, the discount lives in outliers so the headline market won't hand it over. Its 93/100 lender headwind favors patient capital: expect more lender-driven inventory soon.

Distress concentrates in ZIP 46165 (29/100), ZIP 47456 (24/100), ZIP 46121 (23/100), ZIP 47868 (23/100), ZIP 47840 (20/100), ZIP 47872 (19/100) — drill into any for the parcel-level read. Other tracked Putnam County ZIPs include 47989, 46120, 47954, 46105, 46128, 46135, 46170, 46171, 46172, 46175.

Profile-wise, the Putnam County ZIPs on file report an owner-occupied share of 86%, residents with a median age around 43, median home values around $208,750 (below the national figure), vacancy near 11.4%, a 10.7% poverty rate, household income averaging about $73,360, roughly at the national median. Read together, they drive where pressure builds and how liquid the exit will be.

All in at 19/100 over 16 ZIPs, Putnam County rewards parcel-by-parcel work where the ZIP scores point. Unlock Putnam County to see every parcel's owner and contact detail, APN, a per-parcel score, lender exposure and exit read.

Because Putnam County, Indiana is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Putnam County against neighboring markets or the rest of Indiana on equal footing.

The way to work Putnam County, Indiana is top-down — start with the highest-scoring ZIPs (up to 29/100 here), then drill to the parcels driving those numbers, rather than blanketing Putnam County with undifferentiated outreach. What supports the Putnam County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

Drilling in, Putnam County's highest-scoring ZIPs are 46165 (29/100), 47456 (24/100), 46121 (23/100), 47868 (23/100), 47840 (20/100), 47872 (19/100). DLRadar also scores 47989, 46120, 47954, 46105, 46128, 46135, 46170, 46171 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Putnam County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.