ZIP 46125 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46125 (Morgan County, Indiana) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (74/100), climate & FEMA risk (66/100). Its standout signals are structural risk (66/100), institutional ownership (62/100), construction/permit lag (59/100). The latent-versus-live split is 66/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 0.0% — low. About 42 people live here, median age 64. Around 7% of adults hold a bachelor's degree or higher. There are about 3 housing units across 46125. The demographic-stress sub-score lands at 18/100. Owners hold 100% of homes, renters 0%. The vacancy rate is 0.0%.

On balance 46125 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 46125 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Morgan County, Indiana and the nation. Sparse data for 46125 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 30/100 figure for 46125 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 46125 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.