ZIP 46158 Property Distress & Foreclosure Data

Composite property distress in 46158 (Morgan County, Indiana) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (68/100)). The sharpest non-environmental signals are structural risk (53/100), institutional ownership (47/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (18/100). Structural risk reads 53/100 against active distress of 5/100.

The peak-phase market in 46158 posted values that rose 4.1% over the year, and 19% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 24,622 with a median age of 45. A median home runs $255,100 here, or 3.0 times local income. Vacancy runs 5.2%. About 23% have a four-year degree. There are about 10,056 housing units across 46158. Households earn a median $79,877 — near the roughly $78,000 national figure. Rent burden reaches 40% of tenant households. Roughly 8.3% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 46158 scores 27/100.

Broadly, 46158 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.