ZIP 46113 Property Distress & Foreclosure Data

Morgan County, Indiana's ZIP 46113 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (60/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (77/100)). On the structural side it scores 60/100, with 4/100 of stress already active.

The peak-phase market in 46113 posted values that rose 4.1% over the year, and 10% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 23% have a four-year degree. Population is roughly 17,367 with a median age of 36. Households earn a median $85,510 — near the roughly $78,000 national figure. Around 26% of renters are cost-burdened. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 46113 scores 24/100. The ZIP holds roughly 6,407 housing units. The vacancy rate is 3.1%. The tenure split is 78% owner-occupied to 22% rented. A median home runs $248,000 here, or 2.6 times local income.

On balance 46113 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.