ZIP 46123 Property Distress & Foreclosure Data

ZIP code 46123 in Hendricks County, Indiana carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 40 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (68/100). What sets it apart are the readings on structural risk (40/100), institutional ownership (16/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 12% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

42,395 residents call 46123 home, typically aged 39. The typical home is worth about $312,100 (2.8× income, relatively affordable). Vacancy runs 3.9%. Around 40% of adults hold a bachelor's degree or higher. 78% of housing is owner-occupied. There are about 16,942 housing units across 46123. The demographic-stress sub-score lands at 23/100. At $102,989, median income runs above typical U.S. levels. The poverty rate is 3.2% — low. Rent burden reaches 33% of tenant households.

On balance, 46123 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.