ZIP 47201 Foreclosure, Tax-Lien & Distress Report

ZIP 47201's composite property-distress score is 31/100 - DLRadar classes that as moderate for Bartholomew County, Indiana. Latent structural risk is 69/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), FEMA disaster exposure (68/100), climate & FEMA risk (65/100). Its standout signals are construction/permit lag (78/100), structural risk (69/100), institutional ownership (55/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 17% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

65% of housing is owner-occupied. The ZIP holds roughly 20,748 housing units. Vacancy runs 5.9%. Rent burden reaches 32% of tenant households. 48,602 residents call 47201 home, typically aged 37. Around 36% of adults hold a bachelor's degree or higher. Home values center near $228,800, an affordability ratio of 2.6× — accessible. DLRadar's demographic-stress index for the area reads 26/100. Roughly 13.2% live below the poverty line. Median household income is $82,667, near the U.S. median near $78,000.

Net-net, 47201 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 47201 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 47201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 47201 shows blanks, not estimates, wherever the record is sparse.

Each component behind 47201 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 47201 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.