ZIP 47246 Property Distress & Foreclosure Data

DLRadar grades ZIP 47246 (Bartholomew County, Indiana) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (73/100), FEMA disaster exposure (64/100). On the structural side it scores 65/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (65/100), construction/permit lag (55/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.8% year on year, and 11% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $197,800, an affordability ratio of 1.9× — accessible. Median household income is $88,106, above the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. About 4,142 people live here, median age 34. The vacancy rate is 14.5% — elevated. 8.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,493 housing units.

Net-net, 47246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.