ZIP 47232 Foreclosure, Tax-Lien & Distress Report

In Bartholomew County, Indiana, ZIP 47232 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 61/100, with 4/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (66/100), climate & FEMA risk (61/100)). Its standout signals are construction/permit lag (68/100), structural risk (61/100), institutional ownership (49/100). On the quiet end sit mortgage stress (15/100).

The market reads peak — home values rose 4.6% year on year, and 29% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $199,100, an affordability ratio of 2.3× — accessible. On demographic stress specifically, 47232 scores 22/100. Owners hold 92% of homes, renters 8%. The vacancy rate is 8.2%. Population is roughly 2,329 with a median age of 43. Around 21% of renters are cost-burdened. 8.4% of residents fall below the poverty threshold. The ZIP holds roughly 928 housing units. About 21% have a four-year degree. At $81,875, median income runs near typical U.S. levels.

On balance 47232 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 47232 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 47232's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 47232 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 figure for 47232 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 47232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.