ZIP 47203 Foreclosure, Tax-Lien & Distress Report

ZIP code 47203 in Bartholomew County, Indiana carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic distress index. Latent structural risk is 73/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (77/100), climate & FEMA risk (73/100). Leading the profile are construction/permit lag (76/100), structural risk (73/100), institutional ownership (60/100). On the quiet end sit mortgage stress (20/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 16% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. A median home runs $244,100 here, or 3.2 times local income. Median household income is $73,595, near the U.S. median near $78,000. On demographic stress specifically, 47203 scores 27/100. The vacancy rate is 7.3%. Around 39% of adults hold a bachelor's degree or higher. 25,106 residents call 47203 home, typically aged 40. Roughly 10.5% live below the poverty line. The ZIP holds roughly 11,397 housing units. Rent burden reaches 38% of tenant households.

Net-net, 47203 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 47203 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 47203 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 47203 stays directly comparable to neighboring ZIPs and the rest of Bartholomew County, Indiana. Nothing here is interpolated — where a source is thin for 47203, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

47203's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 47203 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.