ZIP 47226 Foreclosure, Tax-Lien & Distress Report

In Bartholomew County, Indiana, ZIP 47226 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (76/100), structural risk (73/100), institutional ownership (60/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (77/100), climate & FEMA risk (73/100). Latent structural risk is 73/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 28/100. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 113 housing units. Educational attainment sits at 9% bachelor's-or-above. Owners hold 40% of homes, renters 60%. Home values center near $125,900, an affordability ratio of 1.6× — accessible. Households earn a median $63,542 — below the roughly $78,000 national figure. Population is roughly 175 with a median age of 47. Around 8% of renters are cost-burdened. The vacancy rate is 25.2% — elevated.

Net-net, 47226 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 47226 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 47226 shows as blanks, never estimates, and the score updates on every fresh public filing.

47226's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 47226 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.