ZIP 47401 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 47401 (Monroe County, Indiana) returns a low composite of 28/100. Structural exposure scores 65 and live distress 3 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (65/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (76/100).

The market reads contraction — home values held roughly flat year on year, 1.3% off the recent peak, and 9% higher over three years (phase confidence 29/100). A cooling market tends to open discount-to-value windows.

About 40,084 people live here, median age 37. Vacancy runs 9.6%. Households earn a median $65,643 — below the roughly $78,000 national figure. Around 62% of adults hold a bachelor's degree or higher. There are about 21,594 housing units across 47401. On demographic stress specifically, 47401 scores 37/100. Home values center near $364,600, an affordability ratio of 5.1×. 20.5% of residents fall below the poverty threshold. Owners hold 54% of homes, renters 46%. Around 52% of renters are cost-burdened.

Taken together, 47401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 47401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 47401 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47401 can be compared directly against any other ZIP in Monroe County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 47401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 47401 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 47401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.