ZIP 47429 Property Distress & Foreclosure Data

ZIP code 47429 in Monroe County, Indiana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 46 and live distress 3 on the 0–100 scale. What sets it apart are the readings on structural risk (46/100), institutional ownership (20/100), construction/permit lag (20/100). By contrast, construction/permit lag (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (77/100).

The market reads expansion — home values rose 6.2% year on year, and 16% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $246,800, an affordability ratio of 2.5× — accessible. Vacancy runs 6.5%. Owners hold 87% of homes, renters 13%. Educational attainment sits at 33% bachelor's-or-above. About 7,402 people live here, median age 41. There are about 3,026 housing units across 47429. 8.0% of residents fall below the poverty threshold. Median household income is $88,625, above the U.S. median near $78,000. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 24/100.

Overall 47429 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.