Monroe County, IN: Foreclosures, Tax Liens & Distressed Properties

Monroe County, Indiana is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. DLRadar scores 19 ZIPs here, with a mean composite of 27/100. On bank and credit headwind, Monroe County scores 53/100. Individual Monroe County ZIPs score between 19 and 30 on the 0–100 composite.

The county market is in a contraction phase: home prices held roughly flat over the past year and 1.3% down from peak, a 30/100-confidence read. As the cycle turns down, defaults edge upward and distressed-to-retail spreads widen.

At -0.2% YoY and 30/100 confidence, conservative underwriting wins and you underwrite to today's comps, not the peak. A moderate 53/100 lender headwind means a blend the ZIP scores sort out.

Distress concentrates in ZIP 46151 (30/100), ZIP 47401 (28/100), ZIP 47403 (28/100), ZIP 47404 (28/100), ZIP 47405 (28/100), ZIP 47406 (28/100) — drill into any for the parcel-level read. Coverage extends to 47408, 47429, 47433, 47434, 47436, 47458, 47464, 47462, 47468, 47421 among others.

On the housing-and-income side, Monroe County's tracked footprint come in at home values averaging roughly $237,233, below the US, 72% of homes owner-occupied, a median age of 38.9, 11.3% of units sitting vacant, a 14.5% poverty rate, household income averaging about $66,286, below the national median. Income, equity and tenure like these drive who is forced to sell and how readily the market absorbs it.

At 27/100 composite over 19 ZIPs, the edge is selective acquisition and not a county-wide play. Unlock Monroe County to see every parcel's owner and contact detail, APN, per-parcel scoring with lender exposure and resale velocity.

The distress read for Monroe County, Indiana is refreshed as new public records post and uses the same methodology coast to coast, so Monroe County stays directly comparable to any other market you track.

For an acquisition buyer, the practical use of Monroe County, Indiana's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Monroe County data is thin.

Drilling in, Monroe County's highest-scoring ZIPs are 46151 (30/100), 47401 (28/100), 47403 (28/100), 47404 (28/100), 47405 (28/100), 47406 (28/100). DLRadar also scores 47408, 47429, 47433, 47434, 47436, 47458, 47464, 47462 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Monroe County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.