Madison County, IN: Foreclosures, Tax Liens & Distressed Properties

For Madison County, Indiana, DLRadar turns county and parcel public records into a single distress score per ZIP. The county's lending-headwind score sits at 52/100 (moderate). Individual Madison County ZIPs score between 23 and 27 on the 0–100 composite. Coverage runs to 18 ZIPs across Madison County, a low 25/100 average.

Currently peak, Madison County saw prices rise 3.1% year over year, at 24/100 phase confidence. On a market plateau, blanket buying underperforms with opportunity concentrated by ZIP.

At +3.1% YoY and 24/100 confidence, the wins are surgical — target the few ZIPs carrying distress. A mid-cycle 52/100 lender reading means a blend the ZIP scores sort out.

Top distress by ZIP runs 46012 (27/100), 46001 (26/100), 46011 (26/100), 46013 (26/100), 46016 (26/100), 46017 (26/100), listed with every scored ZIP below. Coverage extends to 46044, 46048, 46051, 46056, 46063, 46064, 46070, 46040, 46060, 46928 among others.

On the housing-and-income side, Madison County's tracked footprint show household income averaging about $77,176, roughly at the national median, a 11.5% poverty rate, 8.5% of units sitting vacant, a median age of 40.7, home values averaging roughly $183,900, below the US, an owner-occupied share of 75%. Read together, they signal both the distress on offer and the exit velocity.

Madison County, Indiana's 25/100 average over 18 ZIPs says Madison County rewards parcel-by-parcel work where the ZIP scores point. A DLRadar subscription opens every Madison County parcel: owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

Because Madison County, Indiana is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Madison County against neighboring markets or the rest of Indiana on equal footing.

Treat Madison County, Indiana as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Nothing in the Madison County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Madison County are 46012 (27/100), 46001 (26/100), 46011 (26/100), 46013 (26/100), 46016 (26/100), 46017 (26/100). DLRadar also scores 46044, 46048, 46051, 46056, 46063, 46064, 46070, 46040 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Madison County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.