Madison County, IN: Foreclosures, Tax Liens & Distressed Properties

Madison County, IN, Indiana: 18 ZIP codes scored, Madison County, IN averaging 29/100 (low, Madison, IN), from 26 to 31. Madison County, IN is in its peak phase (Madison, IN confidence 24/100): Madison, IN home prices up 3.1% (Madison, IN) over twelve months. Madison County, IN lender headwind: 52/100.

Highest-scoring Madison County, IN ZIPs: 46012 (31/100), 46001 (30/100), 46011 (30/100), 46013 (30/100), 46016 (30/100), 46017 (30/100). Also scored in Madison County, IN: 46044, 46048, 46051, 46056, 46063, 46064, 46070, 46060, 46928, 46036.

Across Madison County, IN's scored ZIPs: median home value $183,900, household income $77,176, 8.5% vacancy, 11.5% poverty, 75% owner-occupied, median age 40.7.

Madison County, IN insurance distress 79/100 (#379 in the US); FEMA hazard 78/100 for Madison, IN; 8 federal disaster declarations in Madison County, IN since 2023 (6 flood); 49 Madison, IN NFIP flood claims, $452K paid; Madison, IN construction distress 35/100.

9 banks with 20 branches lend in Madison County, IN; Madison, IN weighted bank stress 65/100, highest 73/100 in Madison, IN.

Madison County, IN unemployment 3.6% (Madison, IN -0.5 pts, six months); 221 new housing units permitted in Madison County, IN over twelve months, Madison, IN up 19% from 186; Madison, IN home prices +9.9% a year (Madison, IN) over three years.

59,301 housing units in Madison County, IN; 15,868 Madison, IN renter households; 42% of Madison, IN renters spend 30%+ of income on rent, 23% (Madison, IN) half or more.

Madison County, IN ranks #1,017 nationally on the opportunity index (Madison, IN, among all ranked counties); Madison, IN scores 31.1/100 and Madison, IN sits #28 inside Indiana. Madison, IN is in the watchlist opportunity phase; Madison, IN's primary driver is bank institutional, Madison, IN second driver vacancy; Madison, IN moved up 724 places. 25 short-sale listings across Madison, IN; 46 days on market observed in Madison, IN; 10.1% vacancy over 18 Madison, IN ZIPs.

No CFPB county sample covers Madison County, IN. The metro area reading for Madison, IN (Indianapolis-Carmel-Greenwood, IN): 0.9% ninety-plus days late; Madison, IN's thirty-to-eighty-nine share is 2.3% (Madison, IN, December 2025 data); Indiana overall 1.0%.

Madison County, IN has 5 watched banks; 5 Madison, IN banks sit in an elevated band. Madison, IN footprints: Star Financial Bank (5 branches, stress 73) in Madison, IN; First Merchants Bank (4 branches, stress 65) in Madison, IN; Old National Bank (2 branches, stress 58) in Madison, IN.

HUD lists 10 assisted multifamily properties in Madison County, IN with 1,090 units; 629 Madison, IN units are assisted, 4 Madison, IN properties under project-based Section 8.

5,872 of the 59,301 housing units in Madison, IN sit vacant. Madison County, IN permitted 0 multifamily units in twelve months; Madison, IN's one-to-four unit structures added 221 units in Madison County, IN.