ZIP 46928 Foreclosure, Tax-Lien & Distress Report

ZIP code 46928 in Grant County, Indiana carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (62/100), institutional ownership (47/100). By contrast, mortgage stress (3/100) register low. The split runs 62/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100), climate & FEMA risk (68/100).

The peak-phase market in 46928 posted values that rose 4.3% over the year, and 34% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Owners hold 80% of homes, renters 20%. There are about 2,103 housing units across 46928. Around 34% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. At $63,387, median income runs below typical U.S. levels. Vacancy runs 10.2%. The demographic-stress sub-score lands at 26/100. A median home runs $126,300 here, or 1.9 times local income. The poverty rate is 17.3% — high, a tax-stress and distress correlate. About 4,450 people live here, median age 47.

On balance 46928 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 46928 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 46928 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 46928 stays directly comparable to neighboring ZIPs and the rest of Grant County, Indiana. The score is rebuilt from public data as it updates, so 46928 reflects the current record instead of a stale or modeled snapshot.

Behind 46928's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46928 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.