ZIP 46986 Foreclosure, Tax-Lien & Distress Report
Grant County, Indiana · Affordable market
DLRadar grades ZIP 46986 (Grant County, Indiana) at a low 24/100 for overall property distress. What sets it apart are the readings on construction/permit lag (87/100), structural risk (53/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (3/100). On the structural side it scores 53/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (67/100).
The market reads peak — home values rose 4.3% year on year, and 30% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
8.0% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. Owners hold 92% of homes, renters 8%. There are about 770 housing units across 46986. Households earn a median $76,510 — near the roughly $78,000 national figure. About 1,672 people live here, median age 46. Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 46986 scores 21/100. Vacancy runs 6.7%. The typical home is worth about $162,600 (1.8× income, relatively affordable).
Overall, 46986 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 46986 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 46986 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 46986 shows blanks, not estimates, wherever the record is sparse.
Behind 46986's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 46986 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 46986
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 46986 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 46986, drawn from the same report attached to each property.
Neighbouring ZIPs in Grant County
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Rules-based scoring — each signal ties to a public dataset · methodology