ZIP 46986 Property Distress & Foreclosure Data

DLRadar grades ZIP 46986 (Grant County, Indiana) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (82/100), structural risk (41/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 41/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (67/100)).

The peak-phase market in 46986 posted values that rose 4.4% over the year, and 30% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.0% live below the poverty line. Around 26% of renters are cost-burdened. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 770 housing units. Households earn a median $76,510 — near the roughly $78,000 national figure. Population is roughly 1,672 with a median age of 46. About 19% have a four-year degree. On demographic stress specifically, 46986 scores 21/100. The vacancy rate is 6.7%. A median home runs $162,600 here, or 1.8 times local income.

On balance 46986 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.