ZIP 46911 Property Distress & Foreclosure Data

ZIP code 46911 in Miami County, Indiana carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 27/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (42/100), structural risk (27/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 46911 posted values that rose 4.4% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.7%. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. About 12% have a four-year degree. Around 13% of renters are cost-burdened. A median home runs $209,300 here, or 2.4 times local income. Population is roughly 1,742 with a median age of 35. Households earn a median $84,000 — near the roughly $78,000 national figure. The ZIP holds roughly 682 housing units. On demographic stress specifically, 46911 scores 21/100. The tenure split is 94% owner-occupied to 6% rented.

Broadly, 46911 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.