ZIP 46936 Property Distress & Foreclosure Data

DLRadar grades ZIP 46936 (Howard County, Indiana) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (65/100). Property-level stress concentrates in construction/permit lag (94/100), structural risk (60/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structural risk reads 60/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 14% higher over three years, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 2,393 housing units across 46936. At $79,345, median income runs near typical U.S. levels. 87% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $223,300 (2.6× income, relatively affordable). Rent burden reaches 36% of tenant households. 5,956 residents call 46936 home, typically aged 44. The poverty rate is 8.6%. Vacancy runs 6.4%. The demographic-stress sub-score lands at 24/100.

Overall, 46936 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.