ZIP 46936 Foreclosure, Tax-Lien & Distress Report
Howard County, Indiana · Distress market
Howard County, Indiana's ZIP 46936 registers 16/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (65/100). The sharpest non-environmental signals are structural risk (37/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Latent structural risk is 37/100 while live distress already moving reads 3/100.
Prices here sit in a expansion phase: values rose 7.2% over the trailing year, and 14% higher over three years (phase confidence 50/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 2,393 housing units. Households earn a median $79,345 — near the roughly $78,000 national figure. Owners hold 87% of homes, renters 13%. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $223,300 (2.6× income, relatively affordable). Around 36% of renters are cost-burdened. Population is roughly 5,956 with a median age of 44. Roughly 8.6% live below the poverty line. Vacancy runs 6.4%. DLRadar's demographic-stress index for the area reads 24/100.
Overall 46936 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 46936 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 46936 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46936 can be compared directly against any other ZIP in Howard County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 46936 reflects the current record instead of a stale or modeled snapshot.
46936's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 46936 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 46936
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 46936 Stress Report snapshot
The live 46936 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Howard County ZIP codes
Explore related distress reports
Further distress data across Howard County, Indiana at ZIP, county and state level.
See every distressed parcel in 46936
Open 46936 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology