ZIP 46979 Property Distress & Foreclosure Data

Howard County, Indiana's ZIP 46979 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (93/100), structural risk (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (60/100). On the structural side it scores 56/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.9% year on year, and 27% higher over three years (phase confidence 42/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,894 housing units. Owners hold 92% of homes, renters 8%. About 5,026 people live here, median age 43. Around 34% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. 5.4% of residents fall below the poverty threshold. The vacancy rate is 4.7%. Median household income is $93,571, above the U.S. median near $78,000. Home values center near $213,500, an affordability ratio of 2.2× — accessible.

Overall 46979 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.