Howard County, IN: Foreclosures, Tax Liens & Distressed Properties

Howard County, IN, Indiana: 12 ZIP codes scored, Howard County, IN averaging 19/100 (low, Howard, IN), from 15 to 28. Howard County, IN is in its expansion phase (Howard, IN confidence 50/100): Howard, IN home prices up 7.2% (Howard, IN) over twelve months. Howard County, IN lender headwind: 52/100.

Highest-scoring Howard County, IN ZIPs: 46928 (28/100), 46068 (22/100), 46076 (22/100), 46919 (21/100), 46932 (20/100), 46901 (16/100). Also scored in Howard County, IN: 46902, 46936, 46937, 46965, 46979, 46929.

Across Howard County, IN's scored ZIPs: median home value $173,290, household income $64,824, 7.0% vacancy, 8.3% poverty, 76% owner-occupied, median age 43.0.

Howard County, IN insurance distress 30/100 (#1,607 in the US); FEMA hazard 0/100 for Howard, IN; 2 federal disaster declarations in Howard County, IN since 2023; 11 Howard, IN NFIP flood claims, $673K paid; Howard, IN construction distress 2/100.

8 banks with 20 branches lend in Howard County, IN; Howard, IN weighted bank stress 65/100, highest 75/100 in Howard, IN.

Howard County, IN unemployment 4.6% (Howard, IN -0.9 pts, six months); 234 new housing units permitted in Howard County, IN over twelve months, Howard, IN up 79% from 131; Howard, IN home prices +10.9% a year (Howard, IN) over three years.

39,876 housing units in Howard County, IN; 9,882 Howard, IN renter households; 45% of Howard, IN renters spend 30%+ of income on rent, 21% (Howard, IN) half or more.

Howard County, IN ranks #1,909 nationally on the opportunity index (Howard, IN, among all ranked counties); Howard, IN scores 28.0/100 and Howard, IN sits #60 inside Indiana. Howard, IN is in the early_signal opportunity phase; Howard, IN's primary driver is bank institutional, Howard, IN second driver vacancy; Howard, IN moved up 447 places. 113 days on market observed in Howard, IN; 11.1% vacancy over 12 Howard, IN ZIPs.

No CFPB county sample covers Howard County, IN. The non-metro area reading for Howard, IN: 1.0% ninety-plus days late; Howard, IN's thirty-to-eighty-nine share is 3.1% (Howard, IN, December 2025 data); Indiana overall 1.0%.

Howard County, IN has 5 watched banks; 5 Howard, IN banks sit in an elevated band. Howard, IN footprints: First Farmers Bank&Trust Co (6 branches, stress 58) in Howard, IN; Community First Bank Of In (3 branches, stress 66) in Howard, IN; Security Fsb (2 branches, stress 75) in Howard, IN.

HUD lists 11 assisted multifamily properties in Howard County, IN with 1,263 units; 425 Howard, IN units are assisted, 5 Howard, IN properties under project-based Section 8.

4,283 of the 39,876 housing units in Howard, IN sit vacant. Howard County, IN permitted 146 multifamily units in twelve months; Howard, IN's one-to-four unit structures added 88 units in Howard County, IN.