ZIP 46932 Foreclosure, Tax-Lien & Distress Report

ZIP code 46932 in Cass County, Indiana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (FEMA disaster exposure (70/100)). The sharpest non-environmental signals are institutional ownership (43/100), structural risk (42/100), construction/permit lag (27/100). On the quiet end sit construction/permit lag (27/100) and mortgage stress (4/100). Structural risk reads 42/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, and 31% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.3%. Rent burden reaches 11% of tenant households. There are about 1,621 housing units across 46932. The poverty rate is 7.2% — low. The typical home is worth about $166,000 (2.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 17% bachelor's-or-above. 2,996 residents call 46932 home, typically aged 47. Households earn a median $70,093 — near the roughly $78,000 national figure.

On balance 46932 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 46932 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46932 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46932 can be compared directly against any other ZIP in Cass County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 46932 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 46932 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 46932 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.