ZIP 46961 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 46961 in Cass County, Indiana comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (68/100). Its standout signals are construction/permit lag (50/100), structural risk (46/100), institutional ownership (41/100). The split runs 46/100 structural to 0/100 active on the ground.

The market reads peak — home values rose 4.3% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 0.0% — low. About 47 people live here, median age 73. DLRadar's demographic-stress index for the area reads 56/100. The tenure split is 100% owner-occupied to 0% rented. There are about 42 housing units across 46961. About 0% have a four-year degree. The vacancy rate is 0.0%.

On balance, 46961 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 46961 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 46961 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 46961 shows blanks, not estimates, wherever the record is sparse.

46961's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 46961 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.