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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 46998 Foreclosure, Tax-Lien & Distress Report

Cass County, Indiana · High Poverty market

Cass County, Indiana's ZIP 46998 registers 19/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (40/100), construction/permit lag (38/100), institutional ownership (32/100). construction/permit lag (38/100) and institutional ownership (32/100) stay muted. The latent-versus-live split is 40/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 196 people live here, median age 25. The vacancy rate is 0.0%. Rent burden reaches 0% of tenant households. The ZIP holds roughly 47 housing units. 42% of housing is owner-occupied. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 33/100. Around 0% of adults hold a bachelor's degree or higher.

On the whole, 46998 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 46998 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 46998 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 46998 shows blanks, not estimates, wherever the record is sparse.

Behind 46998's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 46998 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
40/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 46998

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk54
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 46998 distress snapshot

Current distress, phase, housing and lender-pressure figures for 46998, drawn from the same report attached to each property.

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Adjacent Cass County ZIP reports

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