ZIP 46913 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46913 (Carroll County, Indiana) returns a low composite of 15/100. Property-level stress concentrates in institutional ownership (43/100), structural risk (31/100), construction/permit lag (8/100). On the quiet end sit construction/permit lag (8/100) and mortgage stress (5/100). It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The latent-versus-live split is 31/100 structural and 1/100 already moving.

The peak-phase market in 46913 posted values that rose 3.4% over the year, and 16% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $84,583, near the U.S. median near $78,000. 6.2% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 17/100. The typical home is worth about $171,800 (2.0× income, relatively affordable). The ZIP holds roughly 511 housing units. Educational attainment sits at 32% bachelor's-or-above. Vacancy runs 8.0%. About 1,386 people live here, median age 31. Owners hold 91% of homes, renters 9%.

On balance, 46913 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 46913 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 46913 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 46913 stays directly comparable to neighboring ZIPs and the rest of Carroll County, Indiana. Nothing here is interpolated — where a source is thin for 46913, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46913's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46913 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.