ZIP 47997 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 47997 (Carroll County, Indiana) at a low 15/100 for overall property distress. Structural exposure scores 31 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). Property-level stress concentrates in institutional ownership (43/100), structural risk (31/100), construction/permit lag (8/100). On the quiet end sit construction/permit lag (8/100) and mortgage stress (5/100).

The market reads peak — home values rose 3.4% year on year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 202 people live here, median age 35. A median home runs $128,700 here, or 1.9 times local income. 70% of housing is owner-occupied. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. 11.4% of residents fall below the poverty threshold. Median household income is $62,500, below the U.S. median near $78,000. Around 2% of adults hold a bachelor's degree or higher. Around 20% of renters are cost-burdened. There are about 90 housing units across 47997. On demographic stress specifically, 47997 scores 26/100.

Taken together, 47997 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 47997 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 47997 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47997 can be compared directly against any other ZIP in Carroll County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 47997 reflects the current record instead of a stale or modeled snapshot.

Each component behind 47997 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 47997 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.