ZIP 46920 Foreclosure, Tax-Lien & Distress Report

Carroll County, Indiana's ZIP 46920 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (45/100), structural risk (30/100), mortgage stress (5/100). By contrast, structural risk (30/100) and mortgage stress (5/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (77/100). Structural risk reads 30/100 against active distress of 1/100.

The market reads peak — home values rose 3.4% year on year, and 80% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $280,500 (2.8× income, relatively affordable). On demographic stress specifically, 46920 scores 34/100. Educational attainment sits at 22% bachelor's-or-above. Owners hold 97% of homes, renters 3%. The poverty rate is 7.7%. At $96,597, median income runs above typical U.S. levels. About 1,397 people live here, median age 36. The ZIP holds roughly 449 housing units. Vacancy runs 0.0%.

On balance, 46920 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 46920 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46920's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 46920 shows as blanks, never estimates, and the score updates on every fresh public filing.

46920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 46920 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.