ZIP 46920 Property Distress & Foreclosure Data

ZIP code 46920 in Carroll County, Indiana carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 22/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (33/100), structural risk (22/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100).

The peak-phase market in 46920 posted values that rose 4.1% over the year, and 80% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $280,500 here, or 2.8 times local income. On demographic stress specifically, 46920 scores 23/100. About 22% have a four-year degree. The tenure split is 97% owner-occupied to 3% rented. Roughly 7.7% live below the poverty line. Households earn a median $96,597 — above the roughly $78,000 national figure. Population is roughly 1,397 with a median age of 36. The ZIP holds roughly 449 housing units. The vacancy rate is 0.0%.

Broadly, 46920 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

10/100
Composite stress
22/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 46920

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk36
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Carroll County

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