ZIP 46901 Foreclosure, Tax-Lien & Distress Report

In Howard County, Indiana, ZIP 46901 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (63/100)). Property-level stress concentrates in structural risk (35/100), institutional ownership (21/100), mortgage stress (8/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). On the structural side it scores 35/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.7% year on year, and 30% higher over three years, at 45/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 13.0% — elevated. There are about 18,117 housing units across 46901. Owners hold 72% of homes, renters 28%. Educational attainment sits at 17% bachelor's-or-above. Home values center near $142,100, an affordability ratio of 2.2× — accessible. 13.6% of residents fall below the poverty threshold. Population is roughly 38,254 with a median age of 41. The demographic-stress sub-score lands at 28/100. Rent burden reaches 40% of tenant households. Median household income is $61,041, below the U.S. median near $78,000.

Net-net, 46901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 46901 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 46901 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 46901 stays directly comparable to neighboring ZIPs and the rest of Howard County, Indiana. 46901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 46901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 46901 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.