ZIP 46901 Foreclosure, Tax-Lien & Distress Report
Howard County, Indiana · High Vacancy market
In Howard County, Indiana, ZIP 46901 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (63/100)). Property-level stress concentrates in structural risk (36/100), institutional ownership (22/100), mortgage stress (8/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (8/100). On the structural side it scores 36/100, with 2/100 of stress already active.
The market reads expansion — home values rose 6.7% year on year, and 30% higher over three years, at 45/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 13.0% — elevated. There are about 18,117 housing units across 46901. Owners hold 72% of homes, renters 28%. Educational attainment sits at 17% bachelor's-or-above. Home values center near $142,100, an affordability ratio of 2.2× — accessible. 13.6% of residents fall below the poverty threshold. Population is roughly 38,254 with a median age of 41. The demographic-stress sub-score lands at 28/100. Rent burden reaches 40% of tenant households. Median household income is $61,041, below the U.S. median near $78,000.
Net-net, 46901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 46901 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 46901 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 46901 stays directly comparable to neighboring ZIPs and the rest of Howard County, Indiana. 46901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 46901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 46901 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 46901’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 46901 by the numbers
46901 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Howard County ZIPs near 46901
Nearest ZIP codes to 46901
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46901
Further distress data across Howard County, Indiana at ZIP, county and state level.
Unlock parcel-level detail for ZIP 46901
See who owns each distressed property in 46901, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology