ZIP 46902 Foreclosure, Tax-Lien & Distress Report
Howard County, Indiana · Affordable market
Scored on a fixed 0-100 scale, 46902 (Howard County, Indiana) returns a low composite of 16/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (64/100). Structural exposure scores 37 and live distress 3 on the 0–100 scale. What sets it apart are the readings on structural risk (37/100), institutional ownership (21/100), mortgage stress (9/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted.
The market reads expansion — home values rose 7.1% year on year, and 21% higher over three years, at 49/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $59,548, below the U.S. median near $78,000. The ZIP holds roughly 18,253 housing units. Rent burden reaches 40% of tenant households. Home values center near $168,800, an affordability ratio of 2.6× — accessible. About 20% have a four-year degree. 36,640 residents call 46902 home, typically aged 41. 68% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 29/100. Roughly 13.1% live below the poverty line. Vacancy runs 11.1%.
On balance 46902 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 46902 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 46902 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46902 can be compared directly against any other ZIP in Howard County, Indiana or nationwide. 46902 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 46902's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 46902 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 46902
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 46902 distress snapshot
Current distress, phase, housing and lender-pressure figures for 46902, drawn from the same report attached to each property.
Neighbouring ZIPs in Howard County
Nearest ZIP codes to 46902
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Howard County, Indiana — ZIP, county and statewide.
Open the complete 46902 acquisition file
Get every distressed property in 46902 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology