ZIP 46902 Property Distress & Foreclosure Data

ZIP code 46902 in Howard County, Indiana carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (64/100)). On the structural side it scores 59/100, with 3/100 of stress already active. What sets it apart are the readings on construction/permit lag (94/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The peak-phase market in 46902 posted values that rose 5.0% over the year, and 21% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,548 — below the roughly $78,000 national figure. The ZIP holds roughly 18,253 housing units. Around 40% of renters are cost-burdened. A median home runs $168,800 here, or 2.6 times local income. About 20% have a four-year degree. Population is roughly 36,640 with a median age of 41. The tenure split is 68% owner-occupied to 32% rented. On demographic stress specifically, 46902 scores 29/100. Roughly 13.1% live below the poverty line. The vacancy rate is 11.1%.

On balance 46902 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.