ZIP 46965 Foreclosure, Tax-Lien & Distress Report
Howard County, Indiana · Distress market
Howard County, Indiana's ZIP 46965 registers 16/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (65/100). What sets it apart are the readings on structural risk (37/100), institutional ownership (20/100). structural risk (37/100) and institutional ownership (20/100) stay muted. Latent structural risk is 37/100 while live distress already moving reads 0/100.
The market reads expansion — home values rose 7.2% year on year, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
0% of housing is owner-occupied. There are about 41 housing units across 46965. 44 residents call 46965 home, typically aged 39. Vacancy runs 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 32/100. Around 0% of renters are cost-burdened. About 0% have a four-year degree.
On balance, 46965 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 46965 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 46965 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Howard County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 46965 shows blanks, not estimates, wherever the record is sparse.
46965's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 46965 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 46965’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
46965 at a glance
Current distress, phase, housing and lender-pressure figures for 46965, drawn from the same report attached to each property.
Howard County ZIPs near 46965
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Deterministic. Every signal traces to a public dataset · methodology