ZIP 46045 Foreclosure, Tax-Lien & Distress Report

In Tipton County, Indiana, ZIP 46045 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in construction/permit lag (77/100), institutional ownership (58/100), structural risk (55/100). mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100), flood (NFIP) exposure (76/100). The split runs 55/100 structural to 1/100 active on the ground.

The peak-phase market in 46045 posted values that rose 3.1% over the year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 100% of homes, renters 0%. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 47 housing units. 156 residents call 46045 home, typically aged 44. The vacancy rate is 0.0%. About 18% have a four-year degree. Median household income is $158,438, above the U.S. median near $78,000. Home values center near $281,800, an affordability ratio of 1.7× — accessible.

Overall 46045 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 46045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 46045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 46045, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46045's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 46045 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.