ZIP 46039 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46039 (Clinton County, Indiana) lands at 20/100 — low on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (81/100), structural risk (44/100), institutional ownership (32/100). institutional ownership (32/100) stay muted. On the structural side it scores 44/100, with 0/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 10.6%. Around 8% of adults hold a bachelor's degree or higher. Home values center near $123,500, an affordability ratio of 1.4× — accessible. The ZIP holds roughly 243 housing units. 506 residents call 46039 home, typically aged 31. 9.3% of residents fall below the poverty threshold. 93% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Median household income is $76,458, near the U.S. median near $78,000. Around 73% of renters are cost-burdened.

Overall, 46039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 46039 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 46039 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Clinton County, Indiana and the nation. Every figure is auditable to a public dataset and refreshed as records update; 46039 shows blanks, not estimates, wherever the record is sparse.

46039's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 46039 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.