ZIP 46959 Foreclosure, Tax-Lien & Distress Report
Miami County, Indiana · Distress market
ZIP code 46959 in Miami County, Indiana carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The split runs 30/100 structural to 0/100 active on the ground. The pressure is most legible in institutional ownership (33/100), structural risk (30/100). institutional ownership (33/100) and structural risk (30/100) stay muted.
The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
573 residents call 46959 home, typically aged 49. Around 33% of renters are cost-burdened. There are about 194 housing units across 46959. Median household income is $96,442, above the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 50/100. Around 6% of adults hold a bachelor's degree or higher. The vacancy rate is 4.7%. 70% of housing is owner-occupied.
On balance, 46959 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 46959 at the moment; the composite and its components are still built from verifiable records.
The 46959 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 46959 stays directly comparable to neighboring ZIPs and the rest of Miami County, Indiana. Where the record is thin for 46959, the field stays empty rather than modeled, and fills in as new documents post.
The 15/100 figure for 46959 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46959 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 46959’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 46959 distress snapshot
The live 46959 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Miami County
Nearest ZIP codes to 46959
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46959
Related ZIP, county and statewide reads linked to Miami County, Indiana.
Unlock parcel-level detail for ZIP 46959
Every distressed parcel in 46959 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology