ZIP 46959 Foreclosure, Tax-Lien & Distress Report

ZIP code 46959 in Miami County, Indiana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 26/100 structural to 0/100 active on the ground. The pressure is most legible in institutional ownership (28/100), structural risk (26/100). institutional ownership (28/100) and structural risk (26/100) stay muted.

The market reads peak — home values rose 4.3% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

573 residents call 46959 home, typically aged 49. Around 33% of renters are cost-burdened. There are about 194 housing units across 46959. Median household income is $96,442, above the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 28/100. Around 6% of adults hold a bachelor's degree or higher. The vacancy rate is 4.7%. 70% of housing is owner-occupied.

On balance, 46959 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 46959 at the moment; the composite and its components are still built from verifiable public records.

The 46959 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 46959 stays directly comparable to neighboring ZIPs and the rest of Miami County, Indiana. Where the public record is thin for 46959, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 figure for 46959 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46959 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.