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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 46910 Foreclosure, Tax-Lien & Distress Report

Fulton County, Indiana · Distress market

On DLRadar's 0-100 public-record scale, ZIP 46910 in Fulton County, Indiana comes in at 17, a low composite-distress reading. Its heaviest discrete signals: institutional ownership (41/100), structural risk (39/100), construction/permit lag (27/100). construction/permit lag (27/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 39/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.8% year on year, and 19% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,258 housing units. DLRadar's demographic-stress index for the area reads 23/100. The typical home is worth about $204,200 (2.7× income, relatively affordable). The poverty rate is 13.6%. 3,125 residents call 46910 home, typically aged 35. Median household income is $67,045, below the U.S. median near $78,000. The tenure split is 81% owner-occupied to 19% rented. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 6.5%. Around 4% of renters are cost-burdened.

Net-net, 46910 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 46910 at the moment; the composite and its components are still built from verifiable public records.

Whether 46910 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46910 can be compared directly against any other ZIP in Fulton County, Indiana or nationwide. The score is rebuilt from public data as it updates, so 46910 reflects the current record instead of a stale or modeled snapshot.

The 17/100 for 46910 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 46910 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

17/100
Composite stress
39/100
Structural risk
2/100
Distress activity

ZIP 46910 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 46910 by the numbers

The live 46910 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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