ZIP 46508 Foreclosure, Tax-Lien & Distress Report

ZIP code 46508 in Kosciusko County, Indiana carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (44/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and construction/permit lag (2/100) register low. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (71/100), climate & FEMA risk (67/100)).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 0% of tenant households. 10.4% of residents fall below the poverty threshold. The vacancy rate is 18.3% — elevated. The ZIP holds roughly 118 housing units. Median household income is $48,833, below the U.S. median near $78,000. The tenure split is 91% owner-occupied to 9% rented. A median home runs $109,400 here, or 2.3 times local income. The demographic-stress sub-score lands at 22/100. About 0% have a four-year degree. Population is roughly 184 with a median age of 51.

Taken together, 46508 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 46508 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 46508 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46508 can be compared directly against any other ZIP in Kosciusko County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46508, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 46508 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 46508 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.