ZIP 46542 Property Distress & Foreclosure Data

ZIP code 46542 in Kosciusko County, Indiana carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (26/100), construction/permit lag (21/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 26/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (67/100)).

The peak-phase market in 46542 posted values that rose 4.5% over the year, and 10% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,931 housing units. The tenure split is 86% owner-occupied to 14% rented. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Around 22% of renters are cost-burdened. Population is roughly 5,108 with a median age of 33. A median home runs $187,900 here, or 2.4 times local income. About 8% have a four-year degree. On demographic stress specifically, 46542 scores 23/100. Households earn a median $75,192 — near the roughly $78,000 national figure. The vacancy rate is 0.8%.

On balance 46542 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.