Kosciusko County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kosciusko County, IN distress report, 2026: 21 ZIPs scored in Kosciusko, IN, Kosciusko, IN average 20/100; the top Kosciusko, IN ZIP is 46567 at 25/100; Kosciusko, IN market phase peak, Kosciusko, IN prices +4.3% year over year.
- Kosciusko, IN ranks #1,912 nationally (opportunity index); Kosciusko, IN #60 in Indiana; Kosciusko, IN index 28.0.
- Kosciusko, IN: no CFPB county sample; Kosciusko, IN non-metro area reading 1.0%.
- Kosciusko, IN ZIP phases: 20 peak, 1 neutral.
- Kosciusko, IN residential listings tracked: 23 across 14 ZIPs; Kosciusko, IN candidate listings 10.
- Kosciusko, IN HUD assisted properties: 8 with 364 units.
- Kosciusko, IN lenders on watch: 7; largest Kosciusko, IN footprint Lake City Bank (14 branches).
- Kosciusko, IN most distressed ZIP: 46567 at 25/100.
Kosciusko, IN figures: DLRadar distress index; Kosciusko, IN inputs: CFPB, FHFA, HUD, FDIC; Kosciusko, IN rebuilt as sources refresh.
| Rank | Kosciusko, IN ZIP | Score |
|---|---|---|
| 1 | 46567 | 25/100 |
| 2 | 46550 | 24/100 |
| 3 | 46502 | 22/100 |
| 4 | 46508 | 22/100 |
| 5 | 46510 | 22/100 |
| 6 | 46524 | 22/100 |
| 7 | 46538 | 22/100 |
| 8 | 46542 | 22/100 |
| 9 | 46555 | 22/100 |
| 10 | 46580 | 22/100 |
| 11 | 46582 | 22/100 |
| 12 | 46590 | 22/100 |
Most distressed Kosciusko, IN ZIPs (0-100, 2026)
Mortgage delinquency around Kosciusko, IN
No CFPB county sample covers Kosciusko, IN; the non-metro area reading for Kosciusko, IN: 1.0% ninety-plus; Kosciusko, IN area thirty-to-eighty-nine 3.1% (December 2025, Kosciusko, IN); Indiana overall 1.0%.
Opportunity index: Kosciusko, IN
Kosciusko, IN index 28.0, Kosciusko, IN phase early_signal; Kosciusko, IN primary driver vacancy, Kosciusko, IN second driver bank institutional. Kosciusko, IN components: property stress 23.9, foreclosure pressure 24.2, listing discounts 22.8, bank stress 56.1, insurance 0.0; Kosciusko, IN pulse 31.6; Kosciusko, IN capital opportunity 22.7; Kosciusko, IN seven-day change +0.5%.
ZIP market phases inside Kosciusko, IN
21 Kosciusko, IN ZIPs carry a price-cycle phase; Kosciusko, IN ZIPs by phase (Kosciusko, IN), deepest drawdown first: peak, +4.3% YoY (Kosciusko, IN): 46502, 46504, 46508, 46510, Kosciusko, IN 46524, 46538, 46539, 46542, Kosciusko, IN 46555, 46562, 46580, 46582, Kosciusko, IN 46590; peak, +5.0% YoY (Kosciusko, IN): 46506; peak, +4.7% YoY (Kosciusko, IN): 46550; peak, +4.5% YoY (Kosciusko, IN): 46567.
Residential listings by Kosciusko, IN ZIP
Kosciusko, IN ZIPs with the most tracked Kosciusko, IN residential listings: 46542 6 listings, 2 candidates, bank pressure 57; 46580 6 listings, 4 candidates, bank pressure 60; 46582 5 listings, 1 candidates, bank pressure 60; 46539 2 listings, 2 candidates, bank pressure 62 (Kosciusko, IN); 46524 1 listings, 0 candidates, bank pressure 60; 46555 1 listings, 0 candidates, bank pressure 60; 46567 1 listings, 1 candidates, bank pressure 57; 46982 1 listings, 0 candidates, bank pressure 63. Kosciusko, IN totals: 23 listings; Kosciusko, IN candidates 10; active ZIPs 2.
HUD assisted housing in Kosciusko, IN
8 assisted properties with 364 units sit in Kosciusko, IN; largest Kosciusko, IN properties: Retired Tigers Senior Apartments (Warsaw) 82 units, 82 assisted; Courts Of Colfax (Warsaw) 78 units; Heron Preserve Apartments I (Warsaw) 64 units in Kosciusko, IN; Pike Lake Pointe Apartments (Warsaw) 64 units; Heron Preserve Apartments Ii (Warsaw) 35 units; Mentone Garden Court (Mentone) 21 units, 21 assisted.
Lenders with branches in Kosciusko, IN
Kosciusko, IN lenders by branch count: Lake City Bank (Kosciusko, IN): stress 56, 14 branches low in Kosciusko, IN; Crossroads Bank (Kosciusko, IN): stress 73, 2 branches low in Kosciusko, IN; First Federal Savings Bank (Kosciusko, IN): stress 66, 2 branches low in Kosciusko, IN; Horizon Bank (Kosciusko, IN): stress 48, 2 branches low in Kosciusko, IN; 1st Source Bank (Kosciusko, IN): stress 38, 2 branches low in Kosciusko, IN; Campbell&Fetter Bank (Kosciusko, IN): stress 74, 1 branch low in Kosciusko, IN; Old National Bank (Kosciusko, IN): stress 58, 1 branch low in Kosciusko, IN.
Vacancy and permits, Kosciusko, IN
6,930 of 38,864 Kosciusko, IN housing units are vacant; Kosciusko, IN permits, twelve months: 108 multifamily units in Kosciusko, IN, 324 one-to-four unit units.
Work Kosciusko, IN at the parcel level
Every Kosciusko, IN parcel carries owner and address; every Kosciusko, IN parcel carries APN; Kosciusko, IN distress scores sit on the Kosciusko, IN live board.
Kosciusko, IN figures refresh with each source.
Kosciusko, IN questions
Most distressed ZIP code in Kosciusko County, IN?
ZIP 46567 leads Kosciusko, IN at 25/100; next in Kosciusko, IN: 46550 at 24/100; the Kosciusko, IN average is 20/100.
Where does Kosciusko County, IN rank for investment opportunity?
Kosciusko, IN is #1,912 among all ranked counties, #60 in Indiana; the Kosciusko, IN driver is vacancy; Kosciusko, IN moved up 98 places.
How many mortgages are delinquent in Kosciusko County, IN?
Kosciusko, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Kosciusko, IN.
Which banks lend in Kosciusko County, IN?
7 watched lenders hold Kosciusko, IN branches; the largest Kosciusko, IN footprints are Lake City Bank (14), Crossroads Bank (2), First Federal Savings Bank (2).
More on Kosciusko, IN
Kosciusko County, IN distress report: public-record figures for Kosciusko, IN; not legal advice for Kosciusko, IN; not tax or investment advice; verify every Kosciusko, IN record before acting.