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Kosciusko County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Kosciusko County, Indiana? DLRadar grades every Kosciusko County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Kosciusko County breakdown.

  • Kosciusko County's most distressed ZIP is 46567 at 24/100.
  • 21 ZIP codes tracked in Kosciusko County, averaging 20/100 distress.
  • Kosciusko County reads peak — home values up 4.3% year over year.
  • Vacancy runs 15.3% across Kosciusko County's tracked ZIPs, with a 9.8% poverty rate.
  • The typical Kosciusko County home is worth about $203,950 against a ~$74,297 median income.
  • Lending headwind in Kosciusko County sits at 42/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
14656724/100
24655023/100
34650221/100
44650821/100
54651021/100
64652421/100
74653821/100
84654221/100
94655521/100
104658021/100
114658221/100
124659021/100

Most distressed ZIP codes in Kosciusko County (composite distress 0-100, 2026)

What is driving Kosciusko County distress

Kosciusko County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Kosciusko County market phase and pricing

Kosciusko County currently sits in peak after a 4.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Kosciusko County

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Questions and answers

Which Kosciusko County ZIP scores worst for distress?

ZIP 46567 leads Kosciusko County at 24/100, recomputed monthly from public records.

Is Kosciusko County expanding or contracting?

Phase for Kosciusko County: peak, tracking a 4.3% gain year over year, read off the FHFA index.

Which datasets feed the Kosciusko County scores?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 21 Kosciusko County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Kosciusko County ZIP codes?

A county average hides the spread. Across the Kosciusko County ZIPs DLRadar ranks, scores run from 24/100 in 46567 down to 21/100 in 46590, against a Kosciusko County average of 20/100. That 3-point gap is why acquisition targeting in Kosciusko County works at ZIP level rather than county level.

What do Kosciusko County home values and vacancy say about distressed supply?

The typical Kosciusko County home carries about $203,950 of value against a median household income near $74,297. Vacancy across Kosciusko County's tracked ZIPs runs 15.3% and the poverty rate is 9.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Kosciusko County's filings and its 42/100 lending headwind.

Related

Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.

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