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Kosciusko County, IN: Home-Insurance Distress & Forced-Sale Pressure

Kosciusko County, IN: 63/100 (elevated) home-insurance distress; Kosciusko, IN band MEDIUM; Kosciusko, IN #819 of 3,222 counties; Kosciusko, IN #29 of 92 in Indiana.

FEMA hazard, Kosciusko, IN: 52/100; Kosciusko, IN declarations, three years: 4; Kosciusko, IN perils: 2 flood; Kosciusko, IN five-year count 3 (severity 6.0); Kosciusko, IN ten-year 3; hazard-weighted, Kosciusko, IN: 4.0.

Declared incidents on the Kosciusko, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Kosciusko, IN).

NFIP claims, Kosciusko, IN, three years: 14; Kosciusko, IN payouts $258,812; per Kosciusko, IN claim $18,487; Kosciusko, IN claim-stress 80/100.

Kosciusko, IN monthly score rose, 0 (March 2026) to 68 (October 2026); Kosciusko, IN by month: March 0, April 0, May 24, June 24 (Kosciusko, IN), July 24, August 60, September 60, October 68.

Kosciusko, IN components: climate 60, NFIP claims 80; Kosciusko, IN retreat index 68.

Construction distress, Kosciusko, IN: 4/100 as of August 2026 (Kosciusko, IN: 36/100 one-to-four unit, 4/100 multifamily).

Kosciusko, IN ZIPs, June 2026 (Kosciusko, IN, 16 highest): score 0 (Kosciusko, IN), climate 75 (Kosciusko, IN): 46550; score 0 (Kosciusko, IN), climate 73 (Kosciusko, IN): 46567; score 0 (Kosciusko, IN), climate 67 (Kosciusko, IN): 46502, 46508, 46510, 46524, Kosciusko, IN 46538, 46542, 46555, 46580, Kosciusko, IN 46582, 46590; score 0 (Kosciusko, IN), climate 62 (Kosciusko, IN): 46539; score 0 (Kosciusko, IN), climate 61 (Kosciusko, IN): 46506, 46562; score 0 (Kosciusko, IN), climate 60 (Kosciusko, IN): 46982.

DLRadar rescores Kosciusko, IN monthly; Kosciusko, IN readings join Kosciusko, IN foreclosure, lien and ownership parcels (Kosciusko, IN), so cost-squeezed Kosciusko, IN owners surface before listing.

Inside Indiana, Kosciusko County ranks 29th of 92 counties for home-insurance distress at 63/100; Porter County (64/100) sits just above Kosciusko County, and Brown County (63/100) sits just below Kosciusko County.

Insurance distress
63/100
Kosciusko, IN: MEDIUM
National rank
#819
Kosciusko, IN: of 3,222 counties
FEMA hazard
52/100
Kosciusko County hazard
NFIP claim stress
80/100
Kosciusko, IN 3-year
Flood claims (3y)
14
Kosciusko, IN
Claims paid (3y)
$258,812
Kosciusko, IN payouts
Per claim
$18,487
Kosciusko, IN
Construction distress
4/100
Kosciusko, IN

Deterministic. Every Kosciusko County, IN signal traces to a public Kosciusko dataset (FEMA, NFIP, Census for Kosciusko, IN) · how insurance distress works in Kosciusko, IN · methodology

FAQ: Kosciusko County, IN insurance distress

What is the Kosciusko County, IN home-insurance-distress score?

Kosciusko, IN: 63/100 (MEDIUM), #819 of 3,222, #29 in Indiana. FEMA hazard, Kosciusko, IN: 52/100; NFIP stress, Kosciusko, IN: 80/100; construction, Kosciusko, IN: 4/100; Kosciusko, IN rescores monthly.

Is Kosciusko County insurance distress getting better or worse (IN)?

Kosciusko, IN: 0 in March 2026; Kosciusko, IN: 68 in October 2026 (worse); Kosciusko, IN climate component 60; Kosciusko, IN NFIP claims score 80.

How many flood-insurance claims has Kosciusko County, IN had?

Kosciusko, IN: 14 NFIP claims, three years; Kosciusko, IN paid $258,812; per Kosciusko, IN claim $18,487; carriers reprice Kosciusko, IN against that record.

Which Kosciusko County ZIP codes carry the most insurance distress (IN)?

Kosciusko, IN, June 2026: 46550 at 0, 46567 at 0, 46502 at 0, 46508 at 0; Kosciusko, IN climate scores there: 75, 73, 67, 67.

Why does Kosciusko, IN insurance distress create sellers?

A Kosciusko, IN premium outruns the Kosciusko, IN budget; a carrier leaves Kosciusko, IN; Kosciusko, IN carrying cost passes plan; Kosciusko, IN owners sell while current; Kosciusko, IN insurance distress leads Kosciusko, IN foreclosure data.

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