ZIP 46528 Property Distress & Foreclosure Data

Elkhart County, Indiana's ZIP 46528 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (41/100), institutional ownership (15/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). On the structural side it scores 41/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 19% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 25% of adults hold a bachelor's degree or higher. 26,356 residents call 46528 home, typically aged 32. 79% of housing is owner-occupied. The ZIP holds roughly 8,476 housing units. The poverty rate is 13.6%. The demographic-stress sub-score lands at 30/100. At $77,620, median income runs near typical U.S. levels. The vacancy rate is 6.8%. Around 41% of renters are cost-burdened. The typical home is worth about $247,600 (3.1× income, relatively affordable).

Overall, 46528 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.