ZIP 46526 Property Distress & Foreclosure Data

DLRadar grades ZIP 46526 (Elkhart County, Indiana) at a low 19/100 for overall property distress. Property-level stress concentrates in structural risk (41/100), institutional ownership (15/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 41/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.2% year on year, and 19% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $204,200, an affordability ratio of 2.9× — accessible. Educational attainment sits at 24% bachelor's-or-above. Median household income is $65,864, below the U.S. median near $78,000. Around 45% of renters are cost-burdened. The vacancy rate is 9.1%. DLRadar's demographic-stress index for the area reads 30/100. 11.4% of residents fall below the poverty threshold. Owners hold 69% of homes, renters 31%. About 33,527 people live here, median age 37. The ZIP holds roughly 12,639 housing units.

Net-net, 46526 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.