ZIP 46553 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46553 (Elkhart County, Indiana) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). On the structural side it scores 56/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (56/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 5.0% year on year, and 14% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,212 housing units across 46553. About 3,790 people live here, median age 32. Roughly 10.4% live below the poverty line. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. A median home runs $280,200 here, or 2.9 times local income. Households earn a median $85,861 — near the roughly $78,000 national figure. Vacancy runs 0.0%. About 19% have a four-year degree. Owners hold 89% of homes, renters 11%.

Overall, 46553 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46553 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 46553 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 46553 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

46553's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46553 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.