ZIP 46553 Foreclosure, Tax-Lien & Distress Report
Elkhart County, Indiana · Distress market
Scored on a fixed 0-100 scale, 46553 (Elkhart County, Indiana) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (72/100). On the structural side it scores 57/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (57/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 5.0% year on year, and 14% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 1,212 housing units across 46553. About 3,790 people live here, median age 32. Roughly 10.4% live below the poverty line. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. A median home runs $280,200 here, or 2.9 times local income. Households earn a median $85,861 — near the roughly $78,000 national figure. Vacancy runs 0.0%. About 19% have a four-year degree. Owners hold 89% of homes, renters 11%.
Overall, 46553 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 46553 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 46553 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 46553 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
46553's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 46553 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 46553’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 46553 by the numbers
A live read on 46553: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock parcel-level detail for ZIP 46553
Open 46553 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology