ZIP 46553 Property Distress & Foreclosure Data

DLRadar grades ZIP 46553 (Elkhart County, Indiana) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (66/100). On the structural side it scores 41/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (41/100), institutional ownership (15/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 14% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,212 housing units. About 3,790 people live here, median age 32. 10.4% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. Home values center near $280,200, an affordability ratio of 2.9× — accessible. Median household income is $85,861, near the U.S. median near $78,000. The vacancy rate is 0.0%. Educational attainment sits at 19% bachelor's-or-above. Owners hold 89% of homes, renters 11%.

Overall 46553 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.