ZIP 46573 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46573 (Elkhart County, Indiana) returns a low composite of 22/100. The pressure is most legible in structural risk (48/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (5/100) stay muted. Structurally it carries 48/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (85/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 16% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 26% have a four-year degree. The demographic-stress sub-score lands at 24/100. A median home runs $241,100 here, or 2.8 times local income. Around 24% of renters are cost-burdened. There are about 1,444 housing units across 46573. Population is roughly 3,943 with a median age of 39. The poverty rate is 6.5% — low. The tenure split is 92% owner-occupied to 8% rented. Households earn a median $79,375 — near the roughly $78,000 national figure. The vacancy rate is 9.3%.

Overall 46573 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 46573 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 46573 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 46573, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 46573 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 46573 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.