ZIP 46573 Property Distress & Foreclosure Data

Elkhart County, Indiana's ZIP 46573 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (42/100), institutional ownership (9/100). institutional ownership (9/100) and mortgage stress (5/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (85/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 16% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. The typical home is worth about $241,100 (2.8× income, relatively affordable). Around 24% of renters are cost-burdened. The ZIP holds roughly 1,444 housing units. 3,943 residents call 46573 home, typically aged 39. The poverty rate is 6.5% — low. 92% of housing is owner-occupied. At $79,375, median income runs near typical U.S. levels. The vacancy rate is 9.3%.

On balance, 46573 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.