ZIP 46595 Property Distress & Foreclosure Data

Composite property distress in 46595 (St. Joseph County, Indiana) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (41/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100). The latent-versus-live split is 41/100 structural and 0/100 already moving.

The market reads peak — home values rose 3.4% year on year (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

0.0% of residents fall below the poverty threshold. The vacancy rate is 0.0%. Educational attainment sits at 0% bachelor's-or-above. About 54 people live here, median age 22. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 100% of homes, renters 0%.

Overall 46595 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
41/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 46595

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in St. Joseph County

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Deterministic. Every signal traces to a public dataset · methodology