ZIP 46595 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46595 (St. Joseph County, Indiana) at a low 21/100 for overall property distress. Its heaviest discrete signals: structural risk (42/100), institutional ownership (28/100), construction/permit lag (23/100). On the quiet end sit institutional ownership (28/100) and construction/permit lag (23/100). Climate and flood risk are elevated too — climate & FEMA risk (86/100). Structural exposure scores 42 and live distress 0 on the 0–100 scale.

The market reads expansion — home values rose 6.1% year on year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

0.0% of residents fall below the poverty threshold. Vacancy runs 0.0%. Educational attainment sits at 0% bachelor's-or-above. Population is roughly 54 with a median age of 22. On demographic stress specifically, 46595 scores 23/100. The tenure split is 100% owner-occupied to 0% rented.

On balance, 46595 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 46595 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 46595 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 46595 stays directly comparable to neighboring ZIPs and the rest of St. Joseph County, Indiana. Nothing here is interpolated — where a source is thin for 46595, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 46595 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 46595 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.