ZIP 46613 Property Distress & Foreclosure Data

St. Joseph County, Indiana's ZIP 46613 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 41/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100). The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (41/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.4% year on year, and 35% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 11,726 people live here, median age 28. There are about 4,758 housing units across 46613. Home values center near $82,800, an affordability ratio of 1.7× — accessible. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 55% of homes, renters 45%. Median household income is $41,625, below the U.S. median near $78,000. 33.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 43% of tenant households. Educational attainment sits at 13% bachelor's-or-above.

Net-net, 46613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.