ZIP 46616 Property Distress & Foreclosure Data

DLRadar grades ZIP 46616 (St. Joseph County, Indiana) at a low 19/100 for overall property distress. Property-level stress concentrates in construction/permit lag (59/100), structural risk (41/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. On the structural side it scores 41/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100).

The market reads peak — home values rose 3.4% year on year, and 16% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

13.7% of residents fall below the poverty threshold. Educational attainment sits at 40% bachelor's-or-above. Median household income is $56,293, below the U.S. median near $78,000. Owners hold 59% of homes, renters 41%. Home values center near $153,600, an affordability ratio of 2.4× — accessible. About 6,219 people live here, median age 34. Around 44% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 2,777 housing units. The vacancy rate is 8.6%.

Net-net, 46616 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.