ZIP 46617 Property Distress & Foreclosure Data

Composite property distress in 46617 (St. Joseph County, Indiana) lands at 19/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (86/100)). The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (41/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 41/100 against active distress of 1/100.

The peak-phase market in 46617 posted values that rose 3.4% over the year, and 30% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,402 with a median age of 35. A median home runs $243,400 here, or 3.1 times local income. On demographic stress specifically, 46617 scores 29/100. About 60% have a four-year degree. The tenure split is 58% owner-occupied to 42% rented. Rent burden reaches 44% of tenant households. There are about 5,696 housing units across 46617. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $73,700 — near the roughly $78,000 national figure.

On the whole, 46617 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.