ZIP 46617 Foreclosure, Tax-Lien & Distress Report
St. Joseph County, Indiana · High Vacancy market
DLRadar grades ZIP 46617 (St. Joseph County, Indiana) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (60/100). The most distinctive pressure shows up in structural risk (38/100), institutional ownership (33/100), mortgage stress (3/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (3/100). Structurally it carries 38/100, against 1/100 of stress already in motion.
The market reads expansion — home values rose 6.1% year on year, and 30% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 10,402 people live here, median age 35. The typical home is worth about $243,400 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 29/100. Around 60% of adults hold a bachelor's degree or higher. 58% of housing is owner-occupied. Rent burden reaches 44% of tenant households. There are about 5,696 housing units across 46617. The poverty rate is 16.4% — high, a tax-stress and distress correlate. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $73,700 — near the roughly $78,000 national figure.
Net-net, 46617 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 46617 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 46617 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 46617 reflects the current record instead of a stale or modeled snapshot.
46617's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 46617 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 46617
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 46617 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 46617, drawn from the same report attached to each property.
Other St. Joseph County ZIP codes
Nearest ZIP codes to 46617
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 46617
Keep going: ZIP, county and state distress coverage for St. Joseph County, Indiana.
Open the complete 46617 acquisition file
The full 46617 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology