ZIP 46530 Foreclosure, Tax-Lien & Distress Report
St. Joseph County, Indiana · Distress market
In St. Joseph County, Indiana, ZIP 46530 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 37/100, with 1/100 of stress already active. Leading the profile are structural risk (37/100), institutional ownership (27/100), mortgage stress (3/100). By contrast, institutional ownership (27/100) and mortgage stress (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (86/100).
The expansion-phase market in 46530 posted values that rose 6.0% over the year, and 13% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
86% of housing is owner-occupied. The typical home is worth about $345,400 (2.8× income, relatively affordable). Rent burden reaches 49% of tenant households. Educational attainment sits at 54% bachelor's-or-above. The ZIP holds roughly 11,994 housing units. On demographic stress specifically, 46530 scores 24/100. About 31,907 people live here, median age 40. Households earn a median $114,684 — above the roughly $78,000 national figure. The vacancy rate is 3.9%. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas.
Broadly, 46530 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 46530 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 46530 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in St. Joseph County, Indiana and the nation. Sparse data for 46530 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 18/100 for 46530 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 46530 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 46530’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 46530 by the numbers
A live read on 46530: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in St. Joseph County
Nearest ZIP codes to 46530
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across St. Joseph County, Indiana
Additional distress intelligence spanning St. Joseph County, Indiana by ZIP, county and state.
Get the full acquisition report for 46530
Open 46530 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
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