ZIP 46530 Property Distress & Foreclosure Data

DLRadar grades ZIP 46530 (St. Joseph County, Indiana) at a low 19/100 for overall property distress. Structural exposure scores 42 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (56/100), structural risk (42/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (86/100)).

The peak-phase market in 46530 posted values that rose 3.6% over the year, and 13% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 86% owner-occupied to 14% rented. A median home runs $345,400 here, or 2.8 times local income. Rent burden reaches 49% of tenant households. About 54% have a four-year degree. There are about 11,994 housing units across 46530. On demographic stress specifically, 46530 scores 24/100. Population is roughly 31,907 with a median age of 40. Households earn a median $114,684 — above the roughly $78,000 national figure. Vacancy runs 3.9%. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 46530 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.