ZIP 46556 Property Distress & Foreclosure Data

ZIP code 46556 in St. Joseph County, Indiana carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 41 and live distress 0 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (59/100), structural risk (41/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100).

The market reads peak — home values rose 3.4% year on year, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 3% of homes, renters 97%. There are about 296 housing units across 46556. About 8,159 people live here, median age 20. DLRadar's demographic-stress index for the area reads 48/100. Educational attainment sits at 71% bachelor's-or-above. 47.0% of residents fall below the poverty threshold. Vacancy runs 8.5%. Rent burden reaches 70% of tenant households.

Net-net, 46556 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
41/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 46556

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in St. Joseph County

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Deterministic. Every signal traces to a public dataset · methodology