ZIP 46536 Property Distress & Foreclosure Data

Composite property distress in 46536 (St. Joseph County, Indiana) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 42/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (83/100)). The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (42/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100).

The peak-phase market in 46536 posted values that rose 3.5% over the year, and 22% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,086 with a median age of 44. A median home runs $227,000 here, or 2.7 times local income. On demographic stress specifically, 46536 scores 27/100. Rent burden reaches 39% of tenant households. Vacancy runs 11.1%. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 83% owner-occupied to 17% rented. About 19% have a four-year degree. There are about 1,364 housing units across 46536. Households earn a median $77,411 — near the roughly $78,000 national figure.

On balance 46536 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.