ZIP 46574 Property Distress & Foreclosure Data

ZIP code 46574 in Laporte County, Indiana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (38/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low. Structural exposure scores 38 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, and 33% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 87% of homes, renters 13%. Home values center near $188,100, an affordability ratio of 2.3× — accessible. Educational attainment sits at 18% bachelor's-or-above. 5.9% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. About 7,414 people live here, median age 45. DLRadar's demographic-stress index for the area reads 24/100. There are about 4,043 housing units across 46574. Median household income is $73,950, near the U.S. median near $78,000.

Net-net, 46574 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.