ZIP 46574 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46574 (Laporte County, Indiana) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (66/100), FEMA disaster exposure (63/100)). Property-level stress concentrates in structural risk (42/100), institutional ownership (36/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (6/100) stay muted. Latent structural risk is 42/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.8% year on year, and 33% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 87% of homes, renters 13%. A median home runs $188,100 here, or 2.3 times local income. About 18% have a four-year degree. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 26% of tenant households. 7,414 residents call 46574 home, typically aged 45. DLRadar's demographic-stress index for the area reads 24/100. The ZIP holds roughly 4,043 housing units. At $73,950, median income runs near typical U.S. levels.

Net-net, 46574 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 46574 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 46574 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Laporte County, Indiana and the nation. Nothing here is interpolated — where a source is thin for 46574, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 46574 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 46574 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.